It's Not the Rates. So What Is It? | Live Masterclass This Thursday | Steve Kyles
Live Masterclass for Loan Officers

It's Not the Rates.
It's Not the Leads.
So What Is It?

RatesLeadsScriptsCold callsA full calendar
None of it. I'll show you Thursday.

Same market. Same rates. Some loan officers are still closing loans every single month, and they aren't working harder than you. In one hour, live, I'll show you what they do differently and the first one or two things to fix in your business.

This Thursday 12:00 PM Central Live on Zoom · One Hour
Steve Kyles
Steve Kyles24 years in the mortgage business.
Host, Loan Officer Leadership Podcast.
Save Your Seat

How to Predictably Close 10 Loans a Month. Live this Thursday at 12:00 PM Central. Bring a pen.

By registering you agree to receive email and SMS reminders. Reply STOP to opt out anytime.

Your Zoom link is emailed to you within a minute. There's no second form.

LIVE MASTERCLASS
THU · 12 PM CT
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You Stopped Scrolling for a Reason

If One of These Hit Home, You're in the Right Place.

Most of us were taught to fix our month with more. More calls, more leads, more hours. Thursday you'll see what the loan officers closing every month do instead.

Rates aren't your problem.

Everyone's blaming rates. I don't buy it.

Thursday

What the loan officers still closing in this market are doing that everyone else isn't.

More leads won't fix your month.

Buying leads feels like progress. Your next loans are probably already in your database.

Thursday

How to find them, and the conversation that turns them into applications.

Never cold call another agent again?

I chased realtors for years. Rate sheets, office drop-bys, calling the top producers. Then I quit for good.

Thursday

What I do instead, and why the agents who already know you are the ones to call.

Scripts don't work.

A script read word for word sounds like a script. Agents hear it. Borrowers hear it.

Thursday

What to say instead, so it sounds like you and still gets the commitment.

Calendar full. Pipeline empty?

Rate quotes. Call-backs. Chasing appraisals. Busy makes you tired. It doesn't close loans.

Thursday

How to build your week around the few things that actually close loans.

Same Market. Same Rates.

The Difference Isn't Effort. It's the Order.

The loan officers closing 10 a month are in the same market you are. Same rates. Same headlines. They just stopped doing what everyone else is doing, and they run a few right things, in the right order, the same way every week.

7 in 10*
loan officers close 2 loans or fewer a month.
Top 4%*
close 10 or more. Same market. Same rates.

Here's the question I want you to sit with before Thursday. If we fixed just one of the five things above, how many more loans a month is that for you? One? Two? Three?

Now multiply it by twelve.

That's what the gap is costing you. Every year.

*ModelMatch, 230,531 loan officers with at least one closed loan in the 12 months through September 2026.

Where This Takes You

What Your Next 90 Days Can Look Like.

The roller coaster stops.

A good month isn't followed by a slow one. Your production climbs and stays there.

Your phone rings when rates move.

The headlines change. Your pipeline doesn't.

The people around you send the business.

The relationships you already have become the steady pipeline you've been missing.

The last week of the month is calm.

No scramble. You know how the month ends before it starts.

More loans in less time.

You get your evenings back, and time for the people you care about most.

You know your next move.

You leave Thursday with the one or two things to fix first, and you start Monday morning.

Loan Officers Already Running It

What It Looks Like When It's Running.

"I've been implementing the structure I set up in the Challenge. There are weeks where I've been a little low on calls and I just pick right back up the next week."

"I closed 5 one month and 7 the next."

Chris B.Loan Officer

"I'm no longer floundering from day to day. I have the pillars, the blueprint and the scripts."

"Shortly after completing the 5-Day Challenge I was able to put 3 new loans in escrow."

Jeff B.Loan Officer

"I made my agent calls yesterday."

"9 talk-tos and 1 lead that led to an application."

Sherry B.Loan Officer

And it could work for you.Real results, shared with permission. Not an income claim.

Steve Kyles
Your Host

Steve Kyles

Loan Officer · Co-owner, ProLending Mortgage · Host, Loan Officer Leadership Podcast

I've been in the mortgage business for 24 years. Everything I'll show you Thursday is something I've built, run and taught loan officers through every kind of market.

No theory. No motivation speech. Just what works, and what to do first.

Live This Thursday · 12:00 PM Central

Block the Hour.
Bring a Pen.

You'll leave with:

  • Why rates and leads aren't what's holding your month back
  • What to do instead of cold calling agents
  • What to say instead of reading a script
  • The one or two things to fix first in your business
  • How to fill your week with what closes loans
  • Exactly what to do Monday morning

The people who get the most out of it are the ones in the room live.

Save Your Seat

Live on Zoom. This Thursday at 12:00 PM Central.

By registering you agree to receive email and SMS reminders. Reply STOP to opt out anytime.

Your Zoom link is emailed to you within a minute. There's no second form.

LIVE MASTERCLASS
THU · 12 PM CT
Save Your Seat →